By now, you are fully aware that when you are in debt and struggling to make minimum payments, sacrifices are inevitable. You MUST do what you can to earn more money, cut your expenses, and aggressively pay off your debt. Get a second or third job, sell some items, or ask your manager for that past-due raise.

Until you are out of debt, sacrifices must be made.

The good news is that these sacrifices are only temporary! When you are aggressively working to pay off debt, these sacrifices need only last a few months or years! If you hate your second job, but you are making major headway on eliminating your debt, then start to LOVE that you’ll only have to work this second job for another few months to a year!

Imagine when you don’t have to pay $500 to your debt each month, you could use that money to enrich your child’s life by being able to afford a great school or special music program. You could make your home life easier by employing talented professionals, which would help their families. You could make contributions to better your community overall. You could invest the $500 in an account, or you could even extend your 2-week vacation into a trip around the world! What would YOU do with the extra money?

Once you are out of debt, you have the ability to kick those dead-end jobs to the curb. You’ll have the ability to enjoy more time with your family and friends. Think of all the things you’ve always dreamed of doing! You’ll be able to really focus your life on doing what you do best and on what you love! What’s your dream?