As a Dave Ramsey Certified Debt-Free Coach and graduate of Dave’s Financial Peace University, Melissa Cappleman not only endorses the financial concepts Dave teaches, she has used them in her personal life to become debt free as well. Coach Melissa is the Dave Ramsey Certified Debt-Free Coach of the Greater Los Angeles Area. As the founder and driving force behind Coach Melissa, LLC, she now teaches these financial concepts to others, as well as sharing her experiences and knowledge to help them get out of debt and find financial freedom.
Using Dave Ramsey’s system, Coach Melissa and her team will teach you how to…
- Pay off debt fast
- Control your spending
- Manage your money
- Learn to live on cash instead of credit
- Develop a mindset for success
- Find peace of mind
Become debt free the Dave Ramsey Way
From owning a $4,000,000 real estate portfolio to bankrupt at the tender age of 26, Dave Ramsey has experienced the ups and downs of poor financial choices and living in a society built on the acceptance of debt as a way of life. From these experiences, he has built and shared a system of simple steps for living debt free which has galvanized hundreds of thousands of people, and paved the way for them to live in financial freedom.
Dave Ramsey Certified Financial Coaching
Dave’s team has trained independent coaches who live and work in cities across the country who coach and advise their clients using Dave’s principles of debt-free living and financial independence. Coach Melissa Cappleman is the Dave Ramsey Certified Debt-Free Coach for the Greater Los Angeles Area, with hundreds of satisfied clients in L.A. and across the country.
The Total Money Makeover
Dave Ramsey has created a “how-to” guide for beating debt and taking control of your money. The Total Money Makeover uses proven, time-tested techniques that teach people to pay off debt, build wealth, and live in financial freedom and peace of mind.
For those who have no idea how to budget money or pay off debt, or for those without the emotional support system of friends or family to help them through their money crisis, Coach Melissa and her team of finance coaching experts will teach and support your efforts to become debt free.
The Seven Baby Steps
As Dave explains so simply, you can “Get out of debt the same way you learned to walk – one step at a time.”
- $1,000 to start a Baby Emergency Fund
- Pay off all debt using the Debt Snowball
- Save 3 to 6 months of living expenses
- Invest 15% of income into Roth IRAs and pre-tax retirement funds
- College funding for children
- Pay off your home early
- Build wealth and give
Coach Melissa and her team will teach you how to implement The Seven Baby Steps to financial freedom, and will support your efforts along the way.
The Debt Snowball
Build momentum and pay off debt the Dave Ramsey way, using The Debt Snowball. To pay off debt fast, begin with the smallest debt first and pay off each succeeding debt in turn. In this way you will see success more quickly and this will build momentum, a “snowball effect,” for the larger debts on your list.
With a budgeting planner supplied by Coach Melissa and her team, you will see your debt dwindle more quickly than you believed possible, putting you on the road to financial freedom.
Contact us today to find expert finance coaching and begin your journey to financial freedom and a debt-free life with the Dave Ramsey Los Angeles area Certified Debt-Free Coach.
