Coach Melissa’s team of certified finance coaching experts will help you take charge of your specific financial situation with comprehensive financial solution services. We work with small business owners, single professionals, married couples, and young families in the greater Los Angeles area and beyond. Because we are also able to work by telephone, we are able to accommodate you wherever in the world you may be. Whether you just need a few financial solutions or an intensive finance coaching plan, we can help you achieve your financial goals!
Dave Ramsey Certified Financial Coaching Los Angeles & Beyond
Coach Melissa is the Dave Ramsey Certified Debt-Free Coach of the greater Los Angeles Area. We will use Dave’s techniques, the Total Money Makeover, the Seven Baby Steps, and the Debt Snowball to help you take control of your financial life.
Coaching for a Positive, Successful Mindset
Coach Melissa is living proof of the power of positive thinking! Learn how to eliminate negative thoughts and energy that may unknowingly be causing you grief and start living the life you know you deserve!
Whether you call it the power of positive thinking, the psychology of energy, or the law of attraction, a Mindset for Success is critical to reaching your goal of a debt-free life and achieving financial freedom. We will help you understand and employ the concepts of the Universal Laws to help you in your journey beyond simple financial freedom.
Budget Management / Cash Flow Planning
Take charge of your monthly finances and learn how to live comfortably within your means. By using our financial services solutions you’ll see exactly where your money goes and learn how to eliminate impulse buys and needless expenses. The first step to financial freedom is learning to manage your money.
Debt Management / Managing Bill Collectors
Credit cards, student loans, house and car payments, medical bills, and the list goes on. If you have multiple debts and find yourself falling behind, we’ll help you create a debt repayment plan and budgeting planner that makes the most sense for your situation. Stop the calls and the headaches and take back control of your financial life.
Our Emotional Connection to Money
Money has tremendous power. When, instead of seeing money as a simple tool, we see it as a means of gaining respect or appreciation or status, it can actually control us. When our self-esteem or ego becomes invested in the amount of money we have or spend, we are setting ourselves up for failure. Learning to change the way we feel about money is the first critical step to finding financial freedom.
Foreclosure and Bankruptcy
The thought of foreclosure or bankruptcy is incredibly frightening to most people. For most of us, these signal failure. Thoughts like these thoughts lead to depression and anxiety, a feeling of no way out. However, there is a way out. By learning to manage your money and pay off debt fast, you may be able to avoid foreclosure and bankruptcy altogether.
Life Insurance
Life insurance is a cost of living, not an investment. Just as a trip to the grocery store is a cost of keeping your family well fed and healthy, life insurance is a cost of keeping your family sheltered, clothed, and fed when you are gone. In fact, thinking of life insurance as an investment may be one of the reasons you are struggling with money.
There is one, and only one, type of life insurance to buy – term life insurance.
Retirement Planning
Planning for the future is always tough. How much will you need when you retire? Can you maintain your current lifestyle? These questions rarely have simple answers. As your personal money savings expert, we will help you discover the ways to fund and protect your retirement.
Planning for College
By beginning early, saving for your child’s education is easy. If you wait to the last minute however, you may be paying for that education long after your child has dropped out of school and is living in a commune. Remember this; you cannot afford to mortgage your future for the sake of a child.
Charitable giving
Once your finances are back on track, we can help you decide how to start giving back to your community and the causes you care about!
Financial Solution Services can bring you financial freedom
To get started on your own path to financial freedom, contact us today to schedule your free Get-Acquainted call with Coach Melissa!