As the Dave Ramsey Certified Debt-Free Coach of the Los Angeles area, I know these debt eliminating strategies inside and out. In fact, I’ve done them myself and with the help of a coach, I have been debt free since March 2010! But Dave Ramsey’s “Baby Steps” are no easy task – it takes major commitment and complete dedication (or as Dave calls it, “Gazelle Intensity”) to pay off your debt fast. Are you ready to make the major life changes necessary to get out of debt and start building wealth?
It can be hard for anyone to change their lifestyle, their financial mindset, their spending habits and the way they budget their finances. But this is what it takes to quit living an indebted lifestyle and to start building real wealth, prosperity and financial freedom. What would you do with the money you’re paying to your debt every month? Imagine the freedom that’s possible to enjoy your family, travel, spend time with your hobbies, and invest in your community when you aren’t strapped down by debt! If you’re tired of dreaming and are ready to start living a lifestyle of abundance, then it’s time to buckle down and get started with the Dave Ramsey Baby Steps, listed below. I can help you make them work for your family’s financial situation.
1) Gather $1000 to start an emergency fund
2) Pay off all debt Using the Debt Snowball
3) Save 3 to 6 months of living expenses
4) Invest 15% of your household income into retirement
5) Start a college fund for your children
6) Pay off your home early
7) Build wealth and GIVE!
These steps don’t seem so “baby” after all, do they! Most people need help to make the commitments and changes necessary to get out of debt. When I made the commitment to get out of debt and start building wealth several years ago, I knew I needed a coach and it changed my life! Now I’m debt free, building wealth and coaching people who are struggling just like I was. It’s okay to ask for help. In fact if you want to get out of debt fast, that’s exactly what you should do! Read my blog for great tips and Dave Ramsey strategies, and call me when you’re ready to change your financial future!
